Artikler tagget med STORBRITANNIA

Risk Sharing Pension Plans: The Dutch Experience

Risk Sharing Pension Plans: The Dutch Experience

tirsdag, 04 november 2014
  • This technical briefing note draws on the experience of running “Defined Ambition” style pension plans in the Netherlands. The recent experience of the Netherlands offers lessons for plans with similar risk-sharing or collective elements that could be established in the UK. 

Defined benefit (DB) scheme running cost research

Defined benefit (DB) scheme running cost research

onsdag, 24 september 2014
  • The Pensions Regulator commissioned IFF Research to undertake quantitative research to better understand the costs of administering defined benefit (DB) pension schemes. A total of 316 private sector schemes, which are the focus on this report, completed the survey.

Tax relief for pension saving in the UK

Tax relief for pension saving in the UK

onsdag, 17 september 2014
  • Tax incentives are seen as a means to encourage pension saving amid concerns that people are not saving enough for retirement. Pension saving attracts a level of tax relief that compares favourably with other types of saving. However, there are concerns that tax relief is expensive, poorly targeted and does not achieve its policy objectives.

Freedom and Choice in Pensions: comparing international retirement systems and the role of annuitisation

Freedom and Choice in Pensions: comparing international retirement systems and the role of annuitisation

fredag, 01 august 2014
  • At Budget 2014 the Chancellor announced radical changes to how Defined Contribution (DC) pension savings can be accessed at retirement.This Briefing Note explores how DC savings are accessed in other countries, how this interacts with wider government policy, and what international experience might mean for how DC savings are accessed in future in the UK.

     

Means-Testing Retirement Benefits in the UK - Is it Efficient?

torsdag, 24 april 2014
  • Means-testing pension benefits allows governments to accurately target poor pensioners while at the same time keeping the system small and pension outlays under control. With low contribution rates labor supply distortions are fairly modest in a means-tested system. With respect to savings distortions, the effects are not so clear-cut.

The U.K.ís Ambitious New Retirement Savings Initiative

tirsdag, 18 mars 2014
  • The United Kingdom is rolling out a low-cost retirement system for workers who lack pension coverage.