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Artikler som begynner med H

How do retirement dynamics influence mental well-being in later life? A 10-year panel study
How do retirement dynamics influence mental well-being in later life? A 10-year panel study

22 januar 2015
  • Empirical studies have consistently shown the negative impact of involuntary retirement on mental well-being. However, few studies have thus far investigated the degree to which post-retirement work affects late-life outcomes.

How Does Aging Affect Financial Decision Making?
How Does Aging Affect Financial Decision Making?

20 januar 2015
  • With the shift from traditional pensions to 401(k) plans, the welfare of retirees depends increasingly on their ability to make sound financial decisions.Using a dataset that follows a group of older individuals in the Chicago area, the analysis examines how aging affects financial decision making.

Household Consumption at Retirement: A Regression Discontinuity Study on French Data
Household Consumption at Retirement: A Regression Discontinuity Study on French Data

16 januar 2015
  • Earlier literature has investigated the drop in household consumption upon retirement of the head of the household, the so-called "retirement consumption puzzle".

Health Status, Disability and Retirement Incentives in Belgium
Health Status, Disability and Retirement Incentives in Belgium

14 januar 2015
  • Many Belgian retire well before the statutory retirement age. Numerous exit routes from the labor force can be identified: old-age pensions, conventional early retirement, disability insurance, and unemployment insurance are the most prominent ones.

How complex are the decisions that pension savers need to make at retirement?
How complex are the decisions that pension savers need to make at retirement?

07 januar 2015
  • With automatic enrolment now well under way and around 9 million employees expected to be newly saving or saving more in pension schemes by 2018, there has been increasing focus on the design and quality of Defined Contribution (DC) schemes. So far the focus has mainly been on the accrual stage, employer contribution levels, the design of default investment strategies, and the level and transparency of charges.

Housing Wealth as a Supplement on Pension Savings
Housing Wealth as a Supplement on Pension Savings

05 januar 2015
  • Mortgage debt in the Netherlands is the highest among all countries in Europe. At the same time, the dutch pension system has always been regarded as one of the best worldwide, mainly because of the high replacement rates.

Housing in Retirement Across Countries
Housing in Retirement Across Countries

13 juni 2014
  • The “retirement saving puzzle” is a phenomenon in which many U.S. households have significant wealth late in life, contrary to the predictions of a simple life-cycle model. In this project, we examine cross-country differences in the saving behavior of retirees in order to weigh in on the discussion of the puzzle.

Heterogeneity of Australian Population Mortality and Implications for a Viable Life Annuity Market
Heterogeneity of Australian Population Mortality and Implications for a Viable Life Annuity Market

13 juni 2014
  • Heterogeneity in mortality rates is known to exist in populations, undermining the use of age and sex as the only rating factors for life insurance and annuity products. Life insurers underwrite life products using a variety of rating factors to allow for this heterogeneity.

Hva venter med ny uførepensjon?

08 april 2014
  • Høyere skatt, men større muligheter for å tjene penger ved siden av. Det er to av endringene i den nye uførepensjonen, som skal gjelde fra 2015.

HK: Pensjonsslaget vil stå i 2016

02 april 2014
  • HK-leder Trine Lise Sundnes er glad for at Fellesforbundet fikk arbeidsgiverne med på å utrede tjenestepensjonsordningene. - Vi skal sørge for å holde spørsmålet varmt i våre forhandlinger, sier Sundnes, som tror det store pensjonsslaget vil stå først om to år.

Hva venter med ny uførepensjon?

26 mars 2014
  • Høyere skatt, men større muligheter for å tjene penger ved siden av. Det er to av endringene i den nye uførepensjonen, som skal gjelde fra 2015. Utkast til overgangsregler er nå ute på høring.

How Do Subjective Longevity Expectations Influence Retirement Plans?

05 februar 2014
  • Increasing life expectancy has made working longer both more necessary and more possible, but the relationship between an individual’s survival expectations and his planned retirement age is unclear in the existing literature.