Read more about the forthcoming merger, as well as about the limit to centralisation discussed by Satu Huber, the Chair of the Board of Directors of the Finnish Pension Alliance TELA, in the English Summary of Työeläke (5:2019), published on 2 December 2019. Other topics discussed in the Summary are that increased immigration could improve the dependency ratio in a greying Finland and that Finland for the sixth time in a row topped the integrity and transparency sub-indices of the international comparison of pension systems (MMGPI).