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Artikler som begynner med W

Which States Have the Highest Retirement Plan Participation?
Which States Have the Highest Retirement Plan Participation?

03 september 2014
  • It’s often said that in real estate, it’s all about “location, location, location.” But physical location also appears to have an impact on participation in an employment-based retirement plan, according to a new report from the nonpartisan Employee Benefit Research Institute (EBRI).

Working career and income of part-time pensioners in Finland
Working career and income of part-time pensioners in Finland

04 juli 2014
  • This report primarily examines part-time pension recipients who retired between the years 2005–2009. The report is based on register data, through which, for the first time, it is now possible to comprehensively take into account all earnings that accrue statutory pension.

Work, Money, Lifestyle: Plans of Australian Retirees

02 mai 2014
  • Existing research shows that adjustment to retirement is correlated with pre-retirement planning. This study presents new insights into the retirement preparedness of Australians at the later stages of working life.

What level of pension contribution is needed to obtain an adequate retirement income?

18 mars 2014
  • This report analyses the range of retirement incomes various individuals might achieve from a Defined Contribution pension. It also analyses the contribution rate necessary for different individuals to have a “good chance” of achieving an adequate level of retirement income.

What Do Unions Do to Pension Performance?

27 februar 2013
  • This study argues that the promotion of union goals could have positive, negative, or neutral effects on risk adjusted return performance. Moreover, the union’s ability and incentive to use pension assets to promote union goals will vary with the design of the pension.

Workplace Pension Reforms: Baseline Evaluation Report

26 oktober 2012
  • Millions of individuals in the UK are not saving enough for their retirement. The Workplace Pension Reforms are a response to some of the key challenges facing the UK pensions system.

Will Delayed Retirement By The Baby Boomers Lead To Higher Unemployment Among Younger Workers?

08 oktober 2012
  • Using 1977-2011 data from the Current Population Survey, this paper investigates the often-repeated claim that delayed retirement by baby boomers will result in higher unemployment among the young, a claim which has been garnering increased attention from the media during the Great Recession.

Who Claimed Social Security Early Due To The Great Recession?

30 juli 2012
  • Between 2007 and 2009, the percent of 62 year olds claiming Social Security benefits reversed a decade-long decline and increased sharply before reverting back to trend. This phenomenon raises two ques-tions: 1) who was induced to claim early?; and 2) how much monthly retirement income have they lost as a result? To address these questions, this brief, which reflects findings from a recent paper, uses individual-level data from the Health and Retirement Study (HRS).

Who pays for occupational pensions?

21 mai 2012
  • The purpose of this paper is to estimate the effect of occupational pensions (OPs) on wages for a large sample of Norwegian private sector firms. Knowledge about the offset between pensions and wages is becoming increasingly important, as OPs are expected to play a more prominent role in retirement provision in many countries where governments seek to reduce their pension commitments.

Why Do State DisabilIty Application Rates Vary Over Time?

01 februar 2012
  • Social Security Disability Insurance (SSDI) applica-tions and benefit receipts vary greatly by state, which has led to concerns about potential inconsistencies in the way that states apply disability standards.1 An earlier brief concluded that more than 70 percent of the variation across states in SSDI application rates is explained by state health, demographic, and employment characteristics; state policies and politics explain very little.2 Another concern has been the growth in the SSDI program over time. This brief uses the same data as the earlier analysis to answer a related ques-tion: How much of the trends in SSDI application rates within states can be explained by the different factors?

Who Saves for Retirement?

30 januar 2012
  • The UK's pension policy framework is built around voluntary private pension saving, on top of a universal state pension. The voluntary savings pillar involves significant financial incentives to save: there is tax relief on contributions from income, as well as on capital gains in defined contribution plans.

Who Retires Early?

05 januar 2012
  • Proposals to ‘increase the retirement age’ under Social Security now appear frequently as part of plans to close the program’s projected long-term deficit. These proposals usually call for an increase in the age at which unreduced benefits are paid. That age, now 66, is scheduled to increase to 67 for everyone turning 62 in 2022 or later.