Artikler som begynner med W

Will future pensioners work for longer and retire on less?

Will future pensioners work for longer and retire on less?

onsdag, 31 juli 2019
  • This short publication compares income replacement rates provided by pension systems across generations for all OECD countries. While Pensions at a Glance, one of OECD's flagship pension publications, routinely computes future replacement rates based on current legislation, it the first time such an exercise is undertaken from generations who retired about 15 years ago up to generations entering the labour market now.

Working Beyond Retirement Age: What Do Employers, Employees, and Independent Contractors Think?

Working Beyond Retirement Age: What Do Employers, Employees, and Independent Contractors Think?

onsdag, 26 juni 2019
  • The impact of raising the state retirement age is felt by employers, older employees and self-employed people in the Netherlands. The first two groups are mainly concerned.

Working conditions in post‑retirement jobs: A European comparison

Working conditions in post‑retirement jobs: A European comparison

fredag, 21 juni 2019
  • A relatively new phenomenon in the Netherlands, as well as in other Western countries, is the emergence of a workforce of retirees. Retirement no longer necessarily means an abrupt and permanent withdrawal from the job market.

Which Norwegian Enterprises Offer the Poorest and the Best Pension Entitlements?

Which Norwegian Enterprises Offer the Poorest and the Best Pension Entitlements?

tirsdag, 14 mai 2019
  • Artikkel av Tove Midtsundstad skrevet som en del av EVAPEN-prosjektet Interactions between national and labour market based pensions in Norway: pension outcomes and policy processes.

    The National Insurance Scheme (NIS) remains the cornerstone of the Norwegian pension system. The introduction of a mandatory occupational pension in 2006, and the restructuring of the contractual pension (AFP) in 2008, have, however, significantly increased the importance of labor market based pensions.

Who opt for a partial old-age pension?

Who opt for a partial old-age pension?

torsdag, 31 januar 2019
  • A study on the factors behind the choice to take early payment of a partial old-age pension.

    This study examines people who have chosen to take early payment of a partial old-age pension. Who among those eligible make this choice?

Wenche Seljeseth

fredag, 11 januar 2019
Working beyond normal retirement age in the Netherlands: The role of mandatory retirement

Working beyond normal retirement age in the Netherlands: The role of mandatory retirement

tirsdag, 07 august 2018
  • The Dutch government abolished mandatory retirement for national-level civil servants in 2008, but not for employees in other sectors. This study analyzes whether national-level civil servants have different attitudes and plans about working beyond normal retirement age than employees in other sectors.

Working environment and work retention

Working environment and work retention

tirsdag, 23 januar 2018
  • The Nordic Council of Ministers funded the project "The impact of the working environment on work retention of older workers" to prepare a comparative overview on the current knowledge on determinants of work participation for older workers in the Nordic countries, with particular emphasis on the impact of the working environment.

Will we repay our debts before retirement? Or did we already, but nobody noticed?

Will we repay our debts before retirement? Or did we already, but nobody noticed?

torsdag, 17 november 2016
  • This paper uses a micro-simulation model to analyze the future housing debt position of specific groups of Dutch mortgage owners, such as starters and the self-employed, around the time of their future retirement. Our analysis shows that most household debt is in interest-only (IO) loans, which cease being fiscally deductible 30 years after origination— in most cases around the time of the mortgagor’s retirement.

Who Wins? Evaluating the Impact of UK Public Sector Pension Scheme Reforms

Who Wins? Evaluating the Impact of UK Public Sector Pension Scheme Reforms

fredag, 03 juni 2016
  • Radical changes have been implemented to pension schemes across the UK public sector from April 2015. This paper simulates how these changes will affect the lifetime pension and how the negotiated pension changes compare across six public sector schemes by level of education. Specifically, we simulate the occupation specific Defined Benefit (DB) pension wealth accumulated for a representative employee over the lifecycle by factoring in the recent changes to pension conditions.

Will the Explosion of Student Debt Widen the Retirement Security Gap?

Will the Explosion of Student Debt Widen the Retirement Security Gap?

mandag, 08 februar 2016
  • Student loan debt was $1.2 trillion in 2015, compared to just $0.2 trillion in 2003. It now accounts for more than 30 percent of total household non-mortgage debt, having surpassed credit card debt in 2011. The average student debt level for recent college students in 2013 was $31,000.1 The question is whether starting out $31,000 in the hole could have a big impact on households’ retirement preparedness.

Working Time Reductions at the End of the Career: Do They Prolong the Time Spent in Employment?

Working Time Reductions at the End of the Career: Do They Prolong the Time Spent in Employment?

fredag, 29 januar 2016
  • In this paper we study the effects on the survival rate in employment of a scheme that facilitates gradual retirement through working time reductions. We use information on the entire labour market career and other observables to control for selection and take dynamic treatment assignment into account. We also estimate a competing risks model considering different (possibly selective) pathways to early retirement.