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Artikler som begynner med S

Single-tier State Pension

07 januar 2014
  • Vil du lære mer om den Britiske offentlige pensjonssystemet? Dette notatet, skrevet som et bakgrunnsnotat for britiske parlamentarikere, gir en fyldig oversikt over oppbygningen av den britiske offentlige pensjonssystemet og reformer som planlegges gjennomført.

Skattelette for pensjonssparing i Storbritannia

25 oktober 2013
  • Skatteinsentiver blir sett på som et middel for å oppmuntre pensjonssparing. Spørsmålet er likevel om skattelettelser er for dyrt, for lite målrettet og dermed ikke fører til tilstrekkelig sparing. Rapporten er utarbeidet av Pensions Policy Instistute ved King’s Colleg i London.

Savings Adequacy Uncertainty Driver or Obstacle to Increase Pension Contributions

06 september 2013
  • Deciding how much to save for retirement is a difficult task surrounded with many uncertainties. In this paper we study the impact of uncertainty about one’s savings adequacy on retirement savings contributions and information search.

Scheme funding Valuations and recovery plans of UK defined benefit and hybrid pension schemes

12 august 2013
  • This is an update to The Pensions Regulator’s (the regulator) annual analysis of UK defined benefit and hybrid schemes. All analyses including the data tables published in conjunction with this report (as an appendix) are prepared in accordance with the UK code of practice for official statistics. All analysis is based on valuations and recovery plans submitted by schemes to the regulator.

Survey shows many schemes still falling short

12 august 2013
  • This report details the key findings of the fourth record keeping survey, conducted in January to February 2013 among a sample of trust and contract (WPP) based pension schemes with twelve or more members.

Should I Stay or Should I Go? Break Even Funding Ratios for DB Pension Plan Participants

24 juni 2013
  • We analyze whether a low funding ratio of a pension fund can create incentives for individuals to leave this fund and save for retirement on an individual basis. Furthermore, we explore how these incentives differ per age.

Shattered Dreams: The Effects of Changing the Pension System Late in the Game

22 mai 2013
  • This paper assesses the impact of a dramatic reform of the Dutch pension system on mental health, savings behavior and retirement expectations of workers nearing retirement age. The reform means that public sector workers born on January 1, 1950 or later face a substantial reduction in their pension rights while workers born before this threshold date may still retire under the old, more generous rules.

State and Local Pension Costs: Pre-Crisis, Post-Crisis, and Post-Reform

03 april 2013
  • States have begun to respond to their pension challenge by enacting a mix of revenue increases and benefit cuts. These changes will, over time, improve the financial outlook for plans and help ease their impact on other budget priorities. But, to date, the specific nature and magnitude of these effects on plan finances and overall state budgets has received little attention.

Sissel Rødevand

fredag, 01 mars 2013

Should Pensions be Progressive? Yes, at least in Germany!

27 februar 2013
  • Recent reforms that aim at reducing the upcoming burdens of population ageing might seriously harm low income individuals. An increase in old-age poverty and disability will be the result.

Seminar i Pensjonsforum om usikkerhet i levealder

19 februar 2013
  • Levealdersutviklingen er av vesentlig betydning både for offentlig og private pensjonssystemer. Usikkerhet om utviking av levealderen er i de tradisjonelle befolkningsframskrivingene håndtert ved at en lager alternative, deterministiske framskrivinger. Disse er usikre.

Sticky Ages: Why Is Age 65 Still a Retirement Peak?

08 januar 2013
  • When Social Security’s Full Retirement Age (FRA) increased to age 66 for recent retirees, the peak retirement age increased with it. However, a large share of people continue to claim their Social Security benefits at age 65. This paper explores two potential explanations for the “stickiness” of age 65 as a claiming age: Medicare eligibility and workers’ lack of knowledge about their future Social Security benefits.